The complaint
“The contractor's vague estimate stalled my claim for months.”
Our fixOur scopes are line-itemized the way adjusters read them — approvals come faster because the paperwork speaks their language.
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Fire & Water Damage Reconstruction In NJ — Insurance-Ready, Rebuilt Better
Line-item scopes your adjuster can approve, photo documentation, and one crew that takes the house from gutted to finished — plumbing, walls, floors, paint, everything.
Licensed & insured · 2,000+ NJ projects · 7 years · a real person answers 24/7
Price in writingBefore work starts. No surprise bills.
One licensed crewNo rented subcontractors. Same foreman daily.
No depositYou pay as work gets done.
All of New JerseyBased in Paramus. 24/7 emergency dispatch.
Watch the transformation
Before to after, in five seconds.
Quick answer
Line-item scopes your adjuster can approve, photo documentation, and one crew that takes the house from gutted to finished — plumbing, walls, floors, paint, everything. Licensed & insured, written itemized price before work starts, no deposit, one dedicated crew. Serving all 21 New Jersey counties from Paramus. Call (201) 676-3099 or book a free estimate.
What we do
- Water damage rebuilds
- Fire & smoke reconstruction
- Adjuster-ready line-item scopes
- Plumbing failure repairs (the cause)
- Full finish-out
- Code upgrades handled
Reconstruction contractors near you
Serving Bergen County, Passaic County, Essex County — and all of North Jersey from our Paramus shop. Backed by our 5-Year Watertight Guarantee and a price that can't change without your signature.
PRICE CHECK · NORTH JERSEY 2026Scope-based
typical fixed-price range — your exact number goes in writing after a free visit
How we beat the big chains: We bill to the approved scope — no games with your claim. No franchise fees, no commissioned salesmen, no rented subcontractors — typically 15–30% under national-brand quotes for the same or better spec. Bring us any written quote and we'll match the scope line by line.
What people hate about other companies — fixed here
The complaint
“They rebuilt the wall but never fixed the pipe that caused it.”
Our fixWe're plumbers first: the failed pipe, valve, or stack gets fixed and documented BEFORE the pretty part goes back.
Searching “insurance reconstruction near me” in New Jersey?
You found a crew that is actually near you. First Call Contracting is based in Paramus, in Bergen County, and our own licensed techs handle insurance reconstruction in all 21 New Jersey counties — no call center, no subcontractor sent from two states away. Most of Bergen, Passaic, Hudson and Essex is 15 to 30 minutes from our shop, and emergencies go to the nearest crew, 24/7.
Closest to us: Bergen CountyPassaic CountyHudson CountyEssex CountyMorris CountyUnion CountyAll 21 counties & 219+ towns →
Call (201) 676-3099, text us a photo, or book a free in-home estimate — you get a written price before any work starts.
Insurance Reconstruction questions, answered
Does homeowners insurance cover water damage?
Generally yes for sudden and accidental damage — a burst pipe, an appliance line that let go, storm water through a roof the wind opened. Generally no for gradual seepage, long-term leaks, poor maintenance, or groundwater and flooding, which need a separate flood policy. Sewer and sump backup is only covered if you carry that rider. We document the cause with photos and moisture readings from day one and write our scope to match the adjuster's, which is what keeps a claim from stalling.
Is there insurance reconstruction near me?
If you're anywhere in New Jersey, yes. First Call Contracting is based in Paramus and handles insurance reconstruction across all 21 counties with our own licensed crew. Most of Bergen, Passaic, Hudson and Essex is 15 to 30 minutes from our shop, and emergencies are dispatched to the nearest crew 24/7. Call (201) 676-3099 or book a free in-home estimate.
From loss to finished. One crew.
Adjuster-ready scopes · cause fixed first · photo documentation
Or call Alex direct: (201) 676-3099
Emergency? Call right now.
Burst pipe. No heat. Roof leaking. We answer at 2 AM.
A real person picks up every hour of every day. We tell you what to shut off first, then send the nearest crew.